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About Us
Experience you can trust.
Lisa Insalaco
Lisa Insalaco brings 18+ years of expertise as a Mortgage Broker in the Cambridge, Kitchener-Waterloo region. Throughout her career, Lisa has assisted clients nationwide in navigating the significant financial commitment of homeownership. Offering logical solutions, intelligent advice, and results tailored to her client’s needs, Lisa is devoted to empowering individuals to make well-informed decisions about their home financing strategy.
Nicole Insalaco
Nicole Insalaco is a Level 1 Mortgage Agent. Known for her people-centric approach, Nicole is committed to providing clarity, addressing all inquiries, and crafting personalized solutions. Her energetic guidance ensures a smooth journey through the mortgage process, making the experience all the more pleasant.
Why work with a Mortgage Broker?
Working as part of a national brokerage, Mortgage Alliance, we have access to volume discounts, as well as rates that the banks do not make widely available.
Access to over 50+ lenders
Lisa does the shopping for your mortgage, so you don’t have to. With access to over 50 lenders that offer a wide range of products, Lisa can obtain financing for virtually any client.
Save on unnecessary interest or penalties
Mortgages are complex legal contracts and Lisa will ensure you understand your options, which is important to avoid paying unnecessary interest payments and penalties.
Dedicated to you and your financial needs
Lisa cares about her clients and genuinely wants to help – so whether you are a first-time homebuyer, self-employed, renewing your mortgage, or seeking help in financial management, Lisa will support you with compassion and understanding of your needs.
Products and Services
First Time Homebuyers
Buying your first home can be very exciting, but it can also be stressful. Using a mortgage broker, like Lisa Insalaco, can alleviate stress by helping you understand the process in detail, terms, and products available to you.
Lisa is compassionate and listens to her clients’ needs and supports their financial goals. Lisa’s advice and recommendations are based on experience and deep knowledge of the mortgage industry.
If you are a first-time homebuyer in need of a mortgage, book a FREE consultation with Lisa – YOUR MORTGAGE SHRINK!
Mortgage Renewals
Mortgages renewals are the perfect time to review your financial goals and whether or not you are tracking well against them.
Accepting a renewal with your current lender may not always support those goals, so it’s important to research products and rates that support your needs – not the lenders! Lisa can help you with that research as she believes that every mortgage, especially a renewal, should be carefully chosen based on your financial needs and goals – that can only happen if you have researched and negotiated your terms.
With Lisa’s broker experience across Canada and in the Cambridge, Kitchener-Waterloo area, and negotiating power, she will get you the right product and rate each and every time.
Refinancing
Mortgage refinancing can come with several advantages – securing lower interest rates or consolidating debt into one loan under a single interest rate, increasing your monthly cash flow.
Refinancing can also be done by leveraging your home’s equity for renovations, investments, your children’s education and so much more.
When interest rates are low you may consider refinancing to shorten the term of your mortgage and pay less in interest.
Interested in your refinancing options? Book a FREE consultation meeting with Lisa.
Personal Finance Support
Lisa believes that supporting her client’s goes beyond their mortgage – she is focused on helping her clients understand the importance of having pristine credit and provides counselling on how to how to achieve and maintain good credit.
In 2021, Lisa began leading the Personal Finance portion of Wilfred Laurier’s 8-week Women Entrepreneur Bootcamp.
Interested in learning more about how Lisa can help you with your financial plans? Book a FREE consultation meeting with Lisa.
While focused on (Southern) Ontario, Lisa has works with clients across the province to get them into the right mortgage. And with a large network of mortgage specialists across Canada, Lisa can connect you with a trusted colleague in your province.
Free Home Buyers Guide
Are you thinking of buying your first home, or maybe your next home?
Get Lisa’s step-by-step guide to walk you through what to expect along the journey in easy-to-follow details.
Testimonials
Need mortgage advice? Let’s talk.
Connect with Lisa Insalaco,
Your Mortgage Shrink
Regardless of your personal and/or financial situation, Lisa can help you with finding the right financing options to help you achieve your financial goals.